{"id":5267,"date":"2022-06-24T08:24:19","date_gmt":"2022-06-24T08:24:19","guid":{"rendered":"https:\/\/ocsolutions.hu\/?p=5267"},"modified":"2023-12-11T15:29:05","modified_gmt":"2023-12-11T15:29:05","slug":"haboru-inflacio-kamatemeles-vincze-edit-a-portfolio-hu-n","status":"publish","type":"post","link":"http:\/\/ocsolutions.hu\/hu\/haboru-inflacio-kamatemeles-vincze-edit-a-portfolio-hu-n\/","title":{"rendered":"H\u00e1bor\u00fa, infl\u00e1ci\u00f3, kamatemel\u00e9s \u2013 Vincze Edit a portfolio.hu-n"},"content":{"rendered":"<ol>\n<li>H\u00e1bor\u00fa, infl\u00e1ci\u00f3, kamatemel\u00e9s. Mi lesz veled ingatlanpiac? <span class=\"Apple-converted-space\">\u00a0<\/span><\/li>\n<\/ol>\n<p>A t\u00e9m\u00e1val kapcsolatban sz\u00e1mtalan cikk sz\u00fcletett az elm\u00falt id\u0151szakban. Voltak re\u00e1lisak, f\u00e9ligazs\u00e1gokat tartalmaz\u00f3k, de a t\u00f6bbs\u00e9ge ink\u00e1bb kattint\u00e1svad\u00e1sz, gyakran hergel\u0151 \u00e9s val\u00f3s szak\u00e9rtelmet n\u00e9lk\u00fcl\u00f6z\u0151. A cikkek alatt pedig a 10 milli\u00f3 ingatlanszak\u00e9rt\u0151 orsz\u00e1g\u00e1hoz h\u0171en, minden realit\u00e1st n\u00e9lk\u00fcl\u00f6z\u0151 komment\u00e1radat.<span class=\"Apple-converted-space\">\u00a0 <\/span>Az OC Investment Solutions csapata arra v\u00e1llalkozik, hogy rendszeresen val\u00f3s k\u00e9pet adjunk a jelenr\u0151l \u00e9s prognosztiz\u00e1l a j\u00f6v\u0151t illet\u0151en.<span class=\"Apple-converted-space\">\u00a0 <\/span>Hogy mire alapozzuk azt, hogy a le\u00edrtakat nem egy var\u00e1zsg\u00f6mbb\u0151l olvassuk ki? 22 \u00e9v ingatlanszak\u00e9rt\u0151i tev\u00e9kenys\u00e9g, sok ezer eladott ingatlan \u00e9s megismert \u00fcgyf\u00e9l, \u00fcgyf\u00e9lmotiv\u00e1ci\u00f3. T\u00f6bb mint 50 sikeres \u00e9s j\u00f3n\u00e9h\u00e1ny a 2008-as v\u00e1ls\u00e1ggal megk\u00fczd\u0151 lak\u00f3fejleszt\u00e9st menedzselt\u00fcnk. Jelenleg is tucatnyi fejleszt\u0151vel \u00e9s projekttel dolgozunk nap mint nap, a b\u0151r\u00fcnk\u00f6n \u00e9rezz\u00fck a val\u00f3s\u00e1got. Naponta t\u00f6bbezer lead-en kereszt\u00fcl, up to date l\u00e1tjuk a piacot \u00e9s az Otthon Centrum havi ezres nagys\u00e1grend\u0171 megval\u00f3sult tranzakci\u00f3s adatai is azt val\u00f3s k\u00e9pet mutatj\u00e1k sz\u00e1munkra, amit folyamatosan elemz\u00fcnk.<\/p>\n<p>Ut\u00f3bbi k\u00e9t gondolatot fontosnak tartjuk hangs\u00falyozni, mert a t\u00e9m\u00e1ban sz\u00fclet\u0151 cikkek t\u00f6bbs\u00e9ge csup\u00e1n ingatlanhirdet\u00e9si port\u00e1lok statisztikai adataira, vagy innen-onnan oll\u00f3zott forr\u00e1sokra hivatkozik, gyakran torz k\u00e9pet \u00e9s hib\u00e1s k\u00f6vetkeztet\u00e9seket mutatva.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p><b>Miben vagyunk mi m\u00e1sok? Az ingatlanpiacon senki sem rendelkezik annyi val\u00f3s, megval\u00f3sult ingatlan ad\u00e1s-v\u00e9teli inform\u00e1ci\u00f3val \u00e9s real ingatlan keres\u0151i ig\u00e9nnyel, adattal, mint az Otthon Centrum Solutions! Ezek t\u00e9nyek! Erre a tud\u00e1sra alapozzuk majd h\u00e9tr\u0151l-h\u00e9tre az ingatlanpiacr\u00f3l sz\u00f3l\u00f3 \u00edr\u00e1sainkat.<\/b><\/p>\n<p>\u00c9s akkor visszakanyarodva a cikk c\u00edm\u00e9re. Mi lesz veled ingatlanpiac? Ahhoz, hogy meg\u00e9rts\u00fck, hogy milyen szcen\u00e1ri\u00f3k lehets\u00e9gesek r\u00f6vid \u00e9s k\u00f6z\u00e9p-hossz\u00fa t\u00e1von, \u00e1tfog\u00f3an \u00e9rdemes n\u00e9zni az ingatlanpiacot. Mi, mik mozgatj\u00e1k, kik a szerepl\u0151i, mik a magyar saj\u00e1toss\u00e1gok, milyen \u00e1llapotban vannak a magyar ingatlanok, mi t\u00f6rt\u00e9nt a rendszerv\u00e1lt\u00e1s \u00f3ta, hol vannak a r\u00e9sek,<span class=\"Apple-converted-space\">\u00a0 <\/span>hogy n\u00e9z ki a jelenlegi<span class=\"Apple-converted-space\">\u00a0 <\/span>finansz\u00edroz\u00e1si h\u00e1tt\u00e9r, milyen szerepet v\u00e1llal az \u00e1llam a lakhat\u00e1si probl\u00e9m\u00e1k megold\u00e1s\u00e1ra, hogyan t\u00e1mogatja az ingatlanfejleszt\u0151ket, mi t\u00f6rt\u00e9nt \u00e9s t\u00f6rt\u00e9nik az \u00e9p\u00edt\u0151iparban, mik lehetek az elh\u00faz\u00f3d\u00f3 h\u00e1bor\u00fa \u00e9s az infl\u00e1ci\u00f3s<span class=\"Apple-converted-space\">\u00a0 <\/span>hat\u00e1sok k\u00f6vetkezm\u00e9nyei? Szoci\u00e1lis, gazdas\u00e1gi \u00e9s a politikai szempontokat egy\u00fcttesen \u00e9rdemes vizsg\u00e1lni. Minden k\u00e9rd\u00e9s egyenk\u00e9nt is meg\u00e9rdemel majd egy k\u00fcl\u00f6n \u00edr\u00e1st, amit hozunk is majd a k\u00e9s\u0151bbiekben, de most csak a h\u00e1bor\u00fa \u00e9s infl\u00e1ci\u00f3 okozta el\u0151sorban \u00e1raz\u00e1si hat\u00e1sokr\u00f3l \u00edrunk n\u00e9h\u00e1ny gondolatot.<\/p>\n<p>V\u00e1rhat\u00f3 e, hogy elindul m\u00e9g 2022-ben az ingatlan\u00e1rak cs\u00f6kken\u00e9se?<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>A haszn\u00e1lt lak\u00e1sok \u00e1r\u00e1t mindig befoly\u00e1solja az \u00faj lak\u00e1sok \u00e1ra. Az elm\u00falt \u00e9vekben egy viszonylag kisz\u00e1m\u00edthat\u00f3 k\u00f6rnyezetben a k\u00e9t ingatlant\u00edpus k\u00f6z\u00f6tti \u00e1r oll\u00f3 folyamatosan sz\u0171k\u00fclt, aminek hat\u00e1sa az volt, hogy egy kisebb \u00f6sszeg\u0171 \u00e9s v\u00e1llalhat\u00f3 hitellel, vagy CSOK\/ZOP\/Babav\u00e1r\u00f3 t\u00e1mogat\u00e1ssal, k\u00f6nnyebben tudtak a haszn\u00e1lt lak\u00e1sb\u00f3l, egy nagyobb, szebb, korszer\u0171bb lak\u00e1sba k\u00f6lt\u00f6zni a v\u00e1s\u00e1rl\u00f3k. 2016. ut\u00e1n, egyre t\u00f6bb \u00faj lak\u00e1s \u00e9p\u00fclt (btw kell is nagyon a \u00faj lak\u00e1s, de err\u0151l majd legk\u00f6zelebb), a kereslet n\u0151tt, az \u00e1rak emelkedtek, ami h\u00fazta az \u00faj lak\u00e1sok \u00e1r\u00e1t is.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>2019. \u0151sz\u00e9n lassul\u00e1s volt tapasztalhat\u00f3 az \u00fajlak\u00e1sok piac\u00e1n, a M\u00c1P+ garant\u00e1lt hozama (err\u0151l is majd egy k\u00e9s\u0151bbi \u00edr\u00e1sban) elvitte a befektet\u0151k f\u00f3kusz\u00e1t az ingatlanpiacr\u00f3l.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>Azonban j\u00f6tt 2020-ban a korona v\u00edrus, \u00e9s a le-bez\u00e1r\u00e1sok \u00fajra \u00edrt\u00e1k a trendet. M\u00e1rciusban h\u00e1rom h\u00e9t v\u00e9szf\u00e9kez\u00e9s ut\u00e1n, sz\u00e1munkra is meglep\u0151 temp\u00f3ban j\u00f6tt a visszapattan\u00e1s. A haszn\u00e1lt lak\u00e1s, m\u00e9g ink\u00e1bb a kertes h\u00e1zak piaca berobbant, \u00e9s \u00fajra visszat\u00e9rtek az \u00faj lak\u00e1sok ir\u00e1nt \u00e9rdekl\u0151d\u0151k is. Mindezt megt\u00e1mogatta a soha nem l\u00e1tott alacsony hitelkamat \u00e9s az \u00e1llami t\u00e1mogat\u00e1sok. A lez\u00e1r\u00e1sok ideje alatt sok p\u00e9nz is maradt a h\u00e1ztart\u00e1sokban, amit be akartak fektetni, ami tov\u00e1bb tolta az \u00e1rak felfel\u00e9. \u00c9s akkor j\u00f6tt 2022\u2026 Az \u00fajlak\u00e1s piacon m\u00e1r kor\u00e1bban is l\u00e1ttuk, hogy az \u00e9p\u00edt\u0151ipari alapanyag\u00e1rak durv\u00e1n emelkednek, t\u00f6bb alapterm\u00e9kb\u0151l \u00e1tmeneti hi\u00e1ny is volt (van). Az \u00e9p\u00edt\u00e9si k\u00f6lts\u00e9g emelked\u00e9se \u00e9s az infl\u00e1ci\u00f3s hat\u00e1sok m\u00e1r az \u00e9v elej\u00e9n neh\u00e9z helyzetbe hozt\u00e1k a fejleszt\u0151k egy r\u00e9sz\u00e9t. Ebbe a k\u00f6rnyezetbe \u00e9rkezett meg a febru\u00e1rban a h\u00e1bor\u00fa, a 400 forint k\u00f6rny\u00e9ki euro, a forint er\u0151teljes infl\u00e1l\u00f3d\u00e1sa, \u00e9s ez kil\u0151tte az \u00e9p\u00edt\u00e9si k\u00f6lts\u00e9geket az egekbe. Napi \u00e1ron adj\u00e1k a vasat, f\u00e1t, alum\u00edniumot (m\u00e1r ha van).<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>2022-ben nem lehet megj\u00f3solni sem, hogy 2024-re mennyibe fog ker\u00fclni meg\u00e9p\u00edteni egy m2 lak\u00e1st. Mit tehet ilyenkor egy felel\u0151s ingatlanfejleszt\u0151?<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>1. a m\u00e9g \u00e9p\u00edt\u00e9s el\u0151tt \u00e1ll\u00f3 projektj\u00e9t le\u00e1ll\u00edtja, vagy eltolja az \u00e9rt\u00e9kes\u00edt\u00e9st \u00e9s kiv\u00e1r (t\u00f6bb ilyen d\u00f6nt\u00e9st l\u00e1ttuk)<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>2. megemeli a lak\u00e1sok \u00e1rait olyan szintre, hogy puffert tudjon k\u00e9pezni az el\u0151re nem l\u00e1that\u00f3 plusz k\u00f6lts\u00e9gekre.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>Ez mit eredm\u00e9nyezett? A 1 M Ft\/m2 \u00e1tlag \u00fajlak\u00e1s \u00e1rak, r\u00f6vid id\u0151n bel\u00fcl 1,3 M Ft\/m2-re ugrottak meg Budapesten. A k\u00edn\u00e1lat cs\u00f6kkent, s\u0151t a kiadott \u00e9p\u00edt\u00e9si enged\u00e9lyek sz\u00e1ma is cs\u00f6kkent. Ez a kereslet-k\u00edn\u00e1lat ar\u00e1nyainak eltol\u00f3d\u00e1s\u00e1t eredm\u00e9nyezi \u00e9s szerint\u00fcnk gyorsan lesz 1,5 M Ft\/m2 az \u00e1tlag \u00faj\u00e9p\u00edt\u00e9s\u0171 lak\u00e1sok \u00e1ra a f\u0151v\u00e1rosban.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>\u00c9s ezen a ponton az oll\u00f3 elkezdett sz\u00e9tny\u00edlni, a haszn\u00e1lt lak\u00e1sok \u00e1ra stagn\u00e1l, vagy kisebb m\u00e9rt\u00e9kben emelkedik csak, a kereslet egyel\u0151re nem cs\u00f6kkent. (szerint\u00fcnk ebben v\u00e1rhat\u00f3 v\u00e1ltoz\u00e1s, de err\u0151l is egy k\u00e9s\u0151bbi \u00edr\u00e1sban) V\u00e9ge a ZOP-nak \u00e9s id\u00e9n a CSOK \u00e9s az 5%-os lak\u00e1s\u00e9p\u00edt\u00e9si \u00c1FA is elk\u00f6sz\u00f6n a jelenlegi form\u00e1j\u00e1ban, a \u201ehogyan tov\u00e1bb\u201d-r\u00f3l csak a zuhanyh\u00edrad\u00f3ban lehet csak pletyk\u00e1kat hallani.<\/p>\n<p>A fejleszt\u0151k tov\u00e1bbra is v\u00e1s\u00e1rolj\u00e1k a fejleszt\u00e9si telkeket, -amelyek \u00e1ra szint\u00e9n nem cs\u00f6kkent. Folyik a tervez\u00e9s, enged\u00e9lyeztet\u00e9s, hogy elcs\u00edpj\u00e9k m\u00e9g a kedvezm\u00e9nyes \u00e1fa v\u00e9gs\u0151, \u00e9vv\u00e9gi hat\u00e1ridej\u00e9t.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>\u00d6sszegezve az \u00faj lak\u00e1sok \u00e1ra - ahogy mi l\u00e1tjuk ma!- nem tud mit\u0151l cs\u00f6kkeni, s\u0151t tov\u00e1bbi emelked\u00e9st v\u00e1runk. A haszn\u00e1lt lak\u00e1sok \u00e1r\u00e1ban \u00f6sszess\u00e9g\u00e9ben stagn\u00e1l\u00e1s, lok\u00e1ci\u00f3t\u00f3l f\u00fcgg\u0151en n\u00e9mi korrekci\u00f3 v\u00e1rhat\u00f3. Persze mindezt fel\u00fcl\u00edrhatja pl. a h\u00e1bor\u00fas helyzet eldurvul\u00e1sa.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>\u00c9s itt most j\u00f6hetne a lelkes komment szekci\u00f3 kedvenc kommentje: \u201e\u00e9s ki tudja ezt megfizetni?\u201d err\u0151l is fogunk majd \u00edrni! V\u00e1runk vissza! <span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>K\u00f6sz\u00f6nj\u00fck a megtisztel\u0151 figyelmedet. Az <a href=\"mailto:info@solutions.hu\">info@solutions.hu<\/a> c\u00edmen, vagy 06 70 454 0093-as sz\u00e1mon sz\u00edvesen v\u00e1rjuk a cikkekkel kapcsolatos \u00e9szrev\u00e9teleket, k\u00e9rd\u00e9seket.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/www.portfolio.hu\/ingatlan\/20220624\/haboru-inflacio-kamatemeles-jon-a-15-millios-negyzetmeterar-a-lakaspiacon-552287\">Link<\/a> az eredeti cikkhez.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>H\u00e1bor\u00fa, infl\u00e1ci\u00f3, kamatemel\u00e9s. Mi lesz veled ingatlanpiac? \u00a0 A t\u00e9m\u00e1val kapcsolatban sz\u00e1mtalan cikk sz\u00fcletett az elm\u00falt id\u0151szakban. Voltak re\u00e1lisak, f\u00e9ligazs\u00e1gokat tartalmaz\u00f3k, de a t\u00f6bbs\u00e9ge ink\u00e1bb kattint\u00e1svad\u00e1sz, gyakran hergel\u0151 \u00e9s val\u00f3s szak\u00e9rtelmet n\u00e9lk\u00fcl\u00f6z\u0151. A cikkek alatt pedig a 10 milli\u00f3 ingatlanszak\u00e9rt\u0151 orsz\u00e1g\u00e1hoz h\u0171en, minden realit\u00e1st n\u00e9lk\u00fcl\u00f6z\u0151 komment\u00e1radat.\u00a0 Az OC Investment Solutions csapata arra v\u00e1llalkozik, hogy rendszeresen [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5268,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12,1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>H\u00e1bor\u00fa, infl\u00e1ci\u00f3, kamatemel\u00e9s \u2013 Vincze Edit a portfolio.hu-n - OC Investment Solutions<\/title>\n<meta name=\"description\" content=\"HGyorsan el\u00e9rhetj\u00fck az 1,5 milli\u00f3 forintos n\u00e9gyzetm\u00e9ter\u00e1rat a budapesti \u00faj lak\u00e1sok piac\u00e1n, ahogy a k\u00edn\u00e1lat cs\u00f6kken\u00e9s\u00e9vel eltol\u00f3dik a piaci egyens\u00faly - 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